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Best Credit Card for Premium Lifestyle
Premium cards for those who want the best perks, concierge, and lifestyle benefits.
LIVING DOCUMENT · Ranked by relevance · 5 cards
1
HDFC Infinia
HDFC Bank
₹10,000/yr
Score: 95/100
5 reward points per ₹150 (worth ~3.3%); 10X on SmartBuy
₹10,000
Annual fee
★★★★½
4.8
2
HDFC Diners Club Black
HDFC Bank
₹10,000/yr
Score: 88/100
5 RP per ₹150; 10X on SmartBuy & dining partners
₹10,000
Annual fee
★★★★½
4.5
3
Axis Magnus
Axis Bank
₹12,500/yr
Score: 85/100
35 Edge points per ₹200 (~2.6%); up to 50 points on travel
₹12,500
Annual fee
★★★★
4.3
4
HDFC Regalia
HDFC Bank
₹2,500/yr
Score: 80/100
4 reward points per ₹150 (worth ~1.33%); 10X on SmartBuy
₹2,500
Annual fee
★★★★½
4.4
5
ICICI Sapphiro
ICICI Bank
₹3,500/yr
Score: 60/100
2 RP per ₹100 on dining, 1 RP per ₹100 on others
₹3,500
Annual fee
★★★½
3.9